Important information for your use of our website.
These Terms & Conditions (“Terms”) govern your use of the website and services provided by Abel & Associates Inc., doing business as Abel Insurance Group (“Abel Insurance Group,” “we,” “us,” or “our”). By accessing our website or communicating with us, including via SMS text messaging, you agree to these Terms.
Use of Our Services
Abel Insurance Group provides insurance-related services, including policy servicing, customer support, and insurance quotes. Information provided through our website, email, phone, or text messaging is for general informational purposes and does not constitute a binding agreement unless confirmed in writing.
SMS Text Messaging Terms
By providing your mobile phone number and opting in, you consent to receive SMS text messages from Abel Insurance Group. These messages may include:
- Policy reminders and renewal notices
- Billing and payment notifications
- Appointment confirmations
- Claims-related communications
- General agency updates
- Insurance quotes and occasional promotional or cross-sell messages
Message Frequency
- Clients: approximately 1 message per month on average
- Prospects: approximately 2 messages per month on average
Message frequency may vary based on your interaction with us.
Message & Data Rates
Standard message and data rates may apply depending on your mobile carrier and plan.
Opting Out
You may opt out of SMS communications at any time by replying STOP to any message you receive from us. After opting out, you will no longer receive SMS messages unless you re-enroll.
Help
For help, reply HELP to any message or contact us at . Your consent to receive SMS messages is not a condition of purchasing any insurance product or service.
Privacy
Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.
Please review it at: https://abelinsgroup.com/privacy-policy
Intellectual Property
All content on this website, including text, logos, graphics, and images, is the property of Abel Insurance Group or its licensors and may not be used or reproduced without prior written permission.
Limitation of Liability
To the fullest extent permitted by law, Abel Insurance Group shall not be liable for any indirect, incidental, or consequential damages arising from your use of our website, services, or communications, including SMS messages.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, policies, or practices of those websites.
Changes to These Terms
We may update these Terms from time to time. Any changes will be posted on this page with an updated “Last Updated” date. Continued use of our services constitutes acceptance of the revised Terms.
Governing Law
These Terms are governed by the laws of the State of West Virginia, without regard to conflict of law principles.
Contact Us
If you have questions about these Terms & Conditions, please contact us:
Abel Insurance Group
Email:
Website: https://abelinsgroup.com
